Author Archives: JAJohnson

About JAJohnson

Senior Loan Officer, Pacific Coast Financial LLC Jim Johnson E.A. retired; (Enrolled Agent, licensed to practice law in tax court) BS -19+ year experience as an independent loan officer. 15 years as an Enrolled Agent Licensed to Practice law in tax court, Real Estate Agent 15 years, BS Accounting, Economics University of Wisconsin - Milwaukee. Viet Nam Veteran

Buy a 4-plex with a low rate VA mortgage updated

Posted on February 5, 2012 by JAJohnson

The VA mortgage is the best mortgage on the market. Buy a 4plex you can actually live there and have the other 3 rents make the full mortgage payment. Continue reading →

Posted in Everett real estate, investment property, King County property, Seattle Homes for Sale, Snohomish Property, VA mortgages | Tagged , , | Leave a comment

Refinance even if you lost market value

Posted on February 4, 2012 by JAJohnson

HARP 2 actually works and promises to help thousands of home owners. Wonder of wonders the government has made a program that will actually help underwater home owners who have lost market value. When was the last time you could … Continue reading →

Posted in Home Loan Refinance, mortgage, Mortgage Everett, Refinance Everett, Refinance Seattle, Seattle Mortgage Companies | Tagged , , , , , | Leave a comment

29 Bargin Homes for sale Everett

Posted on January 24, 2012 by JAJohnson

Homepath Homes Everett/ Snohomish County How does a 3 bedroom, 2 bath, stick built on site, home in Everett with a full payment of only $1622.00 per month sound? Well I have 29 homes and all have 3 or more … Continue reading →

Posted in VA mortgages | Tagged , | Leave a comment

How to buy a 4-plex with a VA mortgage

Posted on December 27, 2011 by JAJohnson

How to buy a 4-plex with a VA mortgage In Everett WA.           Right now you can buy a 4plex with a zero down VA mortgage and have the 3 rents make your full payment.  Here’s how it works. Snohomish … Continue reading →

Posted in Everett real estate, Homes for Sale Everett, Real Estate Everett, Seattle Homes for Sale, VA mortgages | Tagged , , | Leave a comment

Pricing a Seattle Mortgage

Posted on February 14, 2011 by JAJohnson

Just what factors go into the pricing of a mortgage here in the Seattle area? They are (not all inclusive): Credit score, ability to repay, desire to repay, job status, type of property, property location, whether property will be owner … Continue reading →

Posted in VA mortgages | Leave a comment