Author Archives: JAJohnson

About JAJohnson

Senior Loan Officer, Pacific Coast Financial LLC Jim Johnson E.A. retired; (Enrolled Agent, licensed to practice law in tax court) BS -19+ year experience as an independent loan officer. 15 years as an Enrolled Agent Licensed to Practice law in tax court, Real Estate Agent 15 years, BS Accounting, Economics University of Wisconsin - Milwaukee. Viet Nam Veteran

How to finance and refinance Everett real estate.

Posted on February 19, 2010 by JAJohnson

Why Yield Spread Premiums can be a good thing for the consumer YSP (yield spread premium) or also called rebate is very useful tool in financing or refinancing Everett real estate. For example I just did a refinance using an … Continue reading →

Posted in Everett real estate, FHA Mortgage | 2 Comments

Everett Mortgage-Why are loan Mods so hard to get

Posted on February 16, 2010 by JAJohnson

Everett Real Estate May Never Recover Ever wonder why loan Mods are so hard to get? Wow, with sweetheart deals like this Everett real estate may never recover its value. If the value of homes for sale in Everett doesn’t … Continue reading →

Posted in Everett real estate, Homes for Sale Everett | 7 Comments

New Appraisal Rules Lowball Homes for Sale In Everett

Posted on February 9, 2010 by JAJohnson

Appraisals are taken from Wrong Point of View A major factor in why the market of homes for sale in Everett is so soft is the point of view of the appraisal. I think that the new HVCC appraisals will … Continue reading →

Posted in Homes for Sale Everett | 16 Comments

FHA Mortgage rates to Rise

Posted on February 8, 2010 by JAJohnson

Everett Mortgage Expect higher Interest Rates Soon As of March 1st expect FHA mortgage rates, VA mortgage rates, and all other long term interest rates to rise. Expect prices for homes for sale in Everett to fall. I am not … Continue reading →

Posted in FHA Mortgage, Homes for Sale Everett, VA mortgages | 11 Comments

Everett Mortgage- How to find the right school

Posted on February 7, 2010 by JAJohnson

Some Planning will Help Find the Right School I had a client ask me about schools and just how to pick the right one. Schools vary so when picking a home for sale in Everett you should do some homework … Continue reading →

Posted in Homes for Sale Everett | Leave a comment