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	<title>Creative Mortgage Solutions &#187; FHA Mortgage</title>
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	<link>http://www.everettmortgageonline.com</link>
	<description>News regarding FHA, VA and conventional mortgages</description>
	<lastBuildDate>Thu, 25 Feb 2010 21:22:46 +0000</lastBuildDate>
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		<title>How to finance and refinance Everett real estate.</title>
		<link>http://www.everettmortgageonline.com/how-to-finance-and-refinance-everett-real-estate/</link>
		<comments>http://www.everettmortgageonline.com/how-to-finance-and-refinance-everett-real-estate/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 07:36:03 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=693</guid>
		<description><![CDATA[Why Yield Spread Premiums can be a good thing for the consumer YSP (yield spread premium) or also called rebate is very useful tool in financing or refinancing Everett real estate. For example I just did a refinance using an FHA mortgage. I used the YSP to pay for my clients closing costs. I saved [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>FHA Mortgage rates to Rise</title>
		<link>http://www.everettmortgageonline.com/fha-mortgage-rates-to-rise/</link>
		<comments>http://www.everettmortgageonline.com/fha-mortgage-rates-to-rise/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 20:39:53 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=677</guid>
		<description><![CDATA[Everett Mortgage Expect higher Interest Rates Soon As of March 1st expect FHA mortgage rates, VA mortgage rates, and all other long term interest rates to rise. Expect prices for homes for sale in Everett to fall. I am not Chicken Little and saying the sky is falling but there is going to be some [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
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		<title>Everett mortgage-Obama Tax Credit just hot air</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-obama-tax-credit-just-hot-air/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-obama-tax-credit-just-hot-air/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 18:43:35 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=665</guid>
		<description><![CDATA[Another Useless Idea Will the new jobs tax credit affect Everett real estate? Will it help with homes for sale in Everett?  Will it change an FHA mortgage rate? I am sorry Mr. President but the new credit will not help. I think this is nothing more than a publicity stunt. Unless this is truly [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>New FHA Mortgage Rules</title>
		<link>http://www.everettmortgageonline.com/new-fha-mortgage-rules/</link>
		<comments>http://www.everettmortgageonline.com/new-fha-mortgage-rules/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 14:19:31 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=662</guid>
		<description><![CDATA[FHA Mortgages now allow flipping The FHA mortgage has now become much more useful because they will allow a new mortgage on a rehabilitated home. The term is called flipping. Buying a home and then flipping it before 90 days have elapsed. Prior to this ruling a buyer had to hold a property at least [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>FHA Mortgages to Cost More</title>
		<link>http://www.everettmortgageonline.com/fha-mortgages-to-cost-more/</link>
		<comments>http://www.everettmortgageonline.com/fha-mortgages-to-cost-more/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 16:48:02 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=539</guid>
		<description><![CDATA[Lets strangle the real estate market some more. The FHA mortgage is the only game in town. FHA is considering ways to reduce its foreclosure rate. But FHA walks a fine line here. That’s because the main reason we even have the FHA mortgage is to encourage low income home ownership. While an FHA mortgage [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Everett mortgage: 5 Things to look for when buying your first Home</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage5-things-to-look-for-when-buying-your-first-home/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage5-things-to-look-for-when-buying-your-first-home/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 19:38:55 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[California Real Estate]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Mortgage Fraud]]></category>
		<category><![CDATA[VA mortgages]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=428</guid>
		<description><![CDATA[The smart way to use your VA mortgage or your FHA mortgage These ideas work for California real estate and Everett real estate. Before we even start looking for homes for sale Everett I will assume you have done what I call the 3 basic tasks you need to do before buying your first home. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Everett mortgage: More Government screw ups</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-more-government-screw-ups/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-more-government-screw-ups/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 19:50:52 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[VA mortgages]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=388</guid>
		<description><![CDATA[More Government Interference in the Real Estate Market or The LAW of unintended consequences HVCC (Home Valuation Code of Conduct) was supposed to help with inflated appraisals. It was supposed to keep appraisers from being pressured by lenders. Instead it killed the real estate market. It lead to fewer choices for the consumer, lower fees [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Everett mortgage: The smart way to buy your first home.</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-the-smart-way-to-buy-your-first-home/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-the-smart-way-to-buy-your-first-home/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 17:22:07 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=366</guid>
		<description><![CDATA[I am going to suggest you see not one or two professionals at first. I am suggesting three. The first person you should see is a professional lender. Find one you can trust. I believe that the lender who has to tell you everything is more trustworthily than one who doesn’t. I suggest you use [...]]]></description>
		<wfw:commentRss>http://www.everettmortgageonline.com/everett-mortgage-the-smart-way-to-buy-your-first-home//feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Everett mortgage: No Recovery Without Jobs</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-no-recovery-without-jobs/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-no-recovery-without-jobs/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 20:24:32 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=355</guid>
		<description><![CDATA[Foreclosures on prime mortgages insured by the Federal Housing Administration rose to three-decade highs in the third quarter, driven by the biggest job losses since the Great Depression. One out of every six FHA mortgages was late by at least one payment and 3.32 percent were in foreclosure, the highest for both since at least [...]]]></description>
		<wfw:commentRss>http://www.everettmortgageonline.com/everett-mortgage-no-recovery-without-jobs//feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Everett mortgage: FHA Mortgage Facts</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-fha-mortgage-facts/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-fha-mortgage-facts/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 18:10:26 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Mortgage Everett]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=348</guid>
		<description><![CDATA[Why does it seem that an FHA mortgage is so expensive? Because it is more expensive than a conventional mortgage. There is a reason why it is more expensive than a conventional mortgage. On every FHA mortgage there are 2 different mortgage insurances charged. The first is called the Up Front Mortgage Insurance Premium (UFMIP). [...]]]></description>
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		<slash:comments>1</slash:comments>
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