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	<title>Creative Mortgage Solutions &#187; FSBO</title>
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	<description>News regarding FHA, VA and conventional mortgages</description>
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		<title>Everett Mortgage: FSBO – the Good, the Bad and the Ugly</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-fsbo-%e2%80%93-the-good-the-bad-and-the-ugly/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-fsbo-%e2%80%93-the-good-the-bad-and-the-ugly/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 18:08:51 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>

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		<description><![CDATA[Yes you can sell your home yourself but do you really save money? Yes you can sell your home yourself. And yes you can save money doing it that way, sometimes. There are many services available to help you sell your home yourself. Sites such as ForSaleByOwner.com, Owners.com and Fizber.com offer good exposure for reasonable [...]]]></description>
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		<title>Everett Homes for Sale: HVCC Finally Under Review</title>
		<link>http://www.everettmortgageonline.com/everett-homes-for-sale-hvcc-finally-under-review/</link>
		<comments>http://www.everettmortgageonline.com/everett-homes-for-sale-hvcc-finally-under-review/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 04:01:37 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=259</guid>
		<description><![CDATA[HVCC is under attack and it deserves it. Does the HVCC affect FHA mortgages? What exactly is the HVCC and how does it affect homes for sale in Everett. HVCC means Home Valuation Code of Conduct and applies to how appraisals of real estate are done. This really has crippled the real estate business. It [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes for Sale Everett Mortgage</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-mortgage/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-mortgage/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 17:41:21 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Mortgage Fraud]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=252</guid>
		<description><![CDATA[New First Time Home Buyer Credit signed into Law Today The President has signed this bill today November 7, 2009. This is now law. This bill will impact how homes for sale in Everett are marketed. Because prices are so low I think some sellers will increase their prices by the amount of the credit, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is the benefit of the housing tax credit overstated</title>
		<link>http://www.everettmortgageonline.com/is-the-benefit-of-the-housing-tax-credit-overstated/</link>
		<comments>http://www.everettmortgageonline.com/is-the-benefit-of-the-housing-tax-credit-overstated/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 17:35:40 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=208</guid>
		<description><![CDATA[If the credit could be applied  the down payment this would make more sense. Many think the credits benefit is exaggerated. Instead I ask which comes first the mortgage or the down payment? Congress is close to extending the credit. In fact they are considering extending the credit to existing home owners. That new credit [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Tax benefit to buying a home with an FHA mortgage</title>
		<link>http://www.everettmortgageonline.com/tax-benefit-to-buying-a-home-with-an-fha-mortgage/</link>
		<comments>http://www.everettmortgageonline.com/tax-benefit-to-buying-a-home-with-an-fha-mortgage/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 15:04:31 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=200</guid>
		<description><![CDATA[True or False: There is a tax benefit to buying a home with an FHA mortgage Or Things a Real Estate agent or FSBO should know. Well the answer is yes, no and maybe. Oh yeah how can that be? Is there more benefit to having a conventional or FHA mortgage? Just so you know [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Mortgage Everett: How Is Your Credit Score Calculated Part 2 of 2</title>
		<link>http://www.everettmortgageonline.com/mortgage-everett-how-is-your-credit-score-calculated-part-2-of-2/</link>
		<comments>http://www.everettmortgageonline.com/mortgage-everett-how-is-your-credit-score-calculated-part-2-of-2/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 18:21:12 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=188</guid>
		<description><![CDATA[Mortgage Everett: How Is Your Credit Score Calculated Part 2 of 2 Debt (30%): Continued:  If you made your payment before the reporting date that would give you the extra 3 points you would need fro that score. If you have old delinquencies it may not help you to make payments on them. This is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes for sale Everett: What is the best way to buy a home today</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-what-is-the-best-way-to-buy-a-home-today/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-what-is-the-best-way-to-buy-a-home-today/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 22:03:59 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=161</guid>
		<description><![CDATA[Homes for sale Everett: What is the best way to buy a home today In the “old” days a home buyer was required to have 20% for a down payment. Then in the 1950’s along came mortgage insurance offered by a company called MGIC. They pioneered the MI industry. If you had less than 20% [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes for sale Everett: Shadow inventory of homes will delay recovery</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-shadow-inventory-of-homes-will-delay-recovery/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-shadow-inventory-of-homes-will-delay-recovery/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 22:11:33 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=118</guid>
		<description><![CDATA[Homes for sale Everett: Shadow inventory of homes will delay recovery How will the shadow inventory effect homes for sale in Everett? First let’s define what a shadow inventory is. Shadow inventory is bank owned residential property that is not on the market. This is also called the REO (real estate owned) inventory. Now some [...]]]></description>
		<wfw:commentRss>http://www.everettmortgageonline.com/homes-for-sale-everett-shadow-inventory-of-homes-will-delay-recovery//feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Homes for sale Everett: FSBO sell your home faster, more money</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-fsbo-sell-your-home-faster-more-money/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-fsbo-sell-your-home-faster-more-money/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 20:22:02 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=92</guid>
		<description><![CDATA[If your home is for sale in Everett you should look into the following tips. First be ready to “Stage” your home. That means many little things. Clean up the yard / pick up any trash on site and on nearby streets. If possible power wash the front of the home. If possible power wash [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes for Sale Everett; How to have the seller pay your closing costs</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-how-to-have-the-seller-pay-your-closing-costs/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-how-to-have-the-seller-pay-your-closing-costs/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 19:30:08 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=86</guid>
		<description><![CDATA[In today’s real estate market the buyer is king. The only time the buyer can get seller concessions is when making the initial offer. Before you have a signed contract everything in a real estate deal is negotiable. Remember everything must be in writing to be enforceable. Once the terms are negotiated you can’t ask [...]]]></description>
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