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	<title>Creative Mortgage Solutions &#187; Real Estate Agents</title>
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	<description>News regarding FHA, VA and conventional mortgages</description>
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		<title>Everett mortgage: The smart way to buy your first home.</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-the-smart-way-to-buy-your-first-home/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-the-smart-way-to-buy-your-first-home/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 17:22:07 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=366</guid>
		<description><![CDATA[I am going to suggest you see not one or two professionals at first. I am suggesting three. The first person you should see is a professional lender. Find one you can trust. I believe that the lender who has to tell you everything is more trustworthily than one who doesn’t. I suggest you use [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Everett Homes for Sale: HVCC Finally Under Review</title>
		<link>http://www.everettmortgageonline.com/everett-homes-for-sale-hvcc-finally-under-review/</link>
		<comments>http://www.everettmortgageonline.com/everett-homes-for-sale-hvcc-finally-under-review/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 04:01:37 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=259</guid>
		<description><![CDATA[HVCC is under attack and it deserves it. Does the HVCC affect FHA mortgages? What exactly is the HVCC and how does it affect homes for sale in Everett. HVCC means Home Valuation Code of Conduct and applies to how appraisals of real estate are done. This really has crippled the real estate business. It [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Everett mortgage: ARM&#8217;s set to adjust will hurt economy</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-arms-set-to-adjust-will-hurt-economy/</link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-arms-set-to-adjust-will-hurt-economy/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 16:39:17 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=227</guid>
		<description><![CDATA[ARM’s set to Adjust in Next few Years will bring another round of Foreclosures Millions of adjustable rate mortgages (ARM) are set to adjust in the next few years. This will probably bring a new round of mortgage foreclosures. About 10% of all mortgages are ARM’s set to adjust. Many will go up and a [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
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		<title>Is the benefit of the housing tax credit overstated</title>
		<link>http://www.everettmortgageonline.com/is-the-benefit-of-the-housing-tax-credit-overstated/</link>
		<comments>http://www.everettmortgageonline.com/is-the-benefit-of-the-housing-tax-credit-overstated/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 17:35:40 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=208</guid>
		<description><![CDATA[If the credit could be applied  the down payment this would make more sense. Many think the credits benefit is exaggerated. Instead I ask which comes first the mortgage or the down payment? Congress is close to extending the credit. In fact they are considering extending the credit to existing home owners. That new credit [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Tax benefit to buying a home with an FHA mortgage</title>
		<link>http://www.everettmortgageonline.com/tax-benefit-to-buying-a-home-with-an-fha-mortgage/</link>
		<comments>http://www.everettmortgageonline.com/tax-benefit-to-buying-a-home-with-an-fha-mortgage/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 15:04:31 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=200</guid>
		<description><![CDATA[True or False: There is a tax benefit to buying a home with an FHA mortgage Or Things a Real Estate agent or FSBO should know. Well the answer is yes, no and maybe. Oh yeah how can that be? Is there more benefit to having a conventional or FHA mortgage? Just so you know [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>Mortgage Everett: How Is Your Credit Score Calculated Part 1 of 2</title>
		<link>http://www.everettmortgageonline.com/mortgage-everett-how-is-your-credit-score-calculated-part-1-of-2/</link>
		<comments>http://www.everettmortgageonline.com/mortgage-everett-how-is-your-credit-score-calculated-part-1-of-2/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 18:26:18 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=191</guid>
		<description><![CDATA[Mortgage Everett: How Is Your Credit Score Calculated Part 1 of 2 Things you should know if you are thinking of applying for a mortgage or any type of credit for that matter. There are 5 components that make up how your credit score is calculated. Each has a certain weight given to it, they [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Everett: How Is Your Credit Score Calculated Part 2 of 2</title>
		<link>http://www.everettmortgageonline.com/mortgage-everett-how-is-your-credit-score-calculated-part-2-of-2/</link>
		<comments>http://www.everettmortgageonline.com/mortgage-everett-how-is-your-credit-score-calculated-part-2-of-2/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 18:21:12 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Mortgage Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=188</guid>
		<description><![CDATA[Mortgage Everett: How Is Your Credit Score Calculated Part 2 of 2 Debt (30%): Continued:  If you made your payment before the reporting date that would give you the extra 3 points you would need fro that score. If you have old delinquencies it may not help you to make payments on them. This is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes for sale Everett: What is the best way to buy a home today</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-what-is-the-best-way-to-buy-a-home-today/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-what-is-the-best-way-to-buy-a-home-today/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 22:03:59 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=161</guid>
		<description><![CDATA[Homes for sale Everett: What is the best way to buy a home today In the “old” days a home buyer was required to have 20% for a down payment. Then in the 1950’s along came mortgage insurance offered by a company called MGIC. They pioneered the MI industry. If you had less than 20% [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes for sale Everett: Shadow inventory of homes will delay recovery</title>
		<link>http://www.everettmortgageonline.com/homes-for-sale-everett-shadow-inventory-of-homes-will-delay-recovery/</link>
		<comments>http://www.everettmortgageonline.com/homes-for-sale-everett-shadow-inventory-of-homes-will-delay-recovery/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 22:11:33 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=118</guid>
		<description><![CDATA[Homes for sale Everett: Shadow inventory of homes will delay recovery How will the shadow inventory effect homes for sale in Everett? First let’s define what a shadow inventory is. Shadow inventory is bank owned residential property that is not on the market. This is also called the REO (real estate owned) inventory. Now some [...]]]></description>
		<wfw:commentRss>http://www.everettmortgageonline.com/homes-for-sale-everett-shadow-inventory-of-homes-will-delay-recovery//feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Mortgage Everett: How to repair your credit for better rates</title>
		<link>http://www.everettmortgageonline.com/mortgage-everett-how-to-repair-your-credit-for-better-rates/</link>
		<comments>http://www.everettmortgageonline.com/mortgage-everett-how-to-repair-your-credit-for-better-rates/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 19:19:47 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://everettmortgageonline.com/?p=112</guid>
		<description><![CDATA[Mortgage Everett: How to repair your credit for better rates The FHA mortgage doesn’t go by credit scores, or does it? While HUD does not link an FHA mortgage to your credit scores most lenders will. The reason lenders don’t follow the FHA mortgage rules refer back to the “investor” who will buy the loan. [...]]]></description>
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