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	<title>Creative Mortgage Solutions</title>
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	<description>News regarding FHA, VA and conventional mortgages</description>
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		<title>Everett Real Estate the Hits just keep on Rolling</title>
		<link>http://www.everettmortgageonline.com/everett-real-estate-the-hits-just-keep-on-rolling/ </link>
		<comments>http://www.everettmortgageonline.com/everett-real-estate-the-hits-just-keep-on-rolling/ #comments</comments>
		<pubDate>Thu, 25 Feb 2010 21:17:27 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=719</guid>
		<description><![CDATA[
Zillow Home Value Index

More US Home Values

 
Experts wrong again and again and again
 
Homes for sale in Everett and Everett real estate in general just took another “unexpected” drop. Are you getting as tired of the “experts” being wrong, wrong, wrong again and again as I am. This broken record is not unexpected to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Everett Real Estate Federal Tax Credit</title>
		<link>http://www.everettmortgageonline.com/everett-real-estate-federal-tax-credit/ </link>
		<comments>http://www.everettmortgageonline.com/everett-real-estate-federal-tax-credit/ #comments</comments>
		<pubDate>Mon, 22 Feb 2010 23:44:17 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=713</guid>
		<description><![CDATA[Another Obama plan that will do nothing for Everett real estate 
This information will not have a major impact on homes for sale in Everett and / or Everett real estate in general. The IRS finally got around to clarifying the guidelines for the home buyers tax credits. That’s right the $8000 credit for first [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Jobs key to Recovering Value of Everett Real Estate</title>
		<link>http://www.everettmortgageonline.com/jobs-key-to-recovering-value-of-everett-real-estate/ </link>
		<comments>http://www.everettmortgageonline.com/jobs-key-to-recovering-value-of-everett-real-estate/ #comments</comments>
		<pubDate>Sat, 20 Feb 2010 17:48:53 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=704</guid>
		<description><![CDATA[ 
Again the Law of Unforeseen Consequences strikes at the heart of Government Actions 
Or how to not think something through. 
 
More wasted tax dollars and how that affects the market for homes for sale in Everett. Don’t expect the feds to help improve the outlook for homes for sale in Everett or the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to finance and refinance Everett real estate.</title>
		<link>http://www.everettmortgageonline.com/how-to-finance-and-refinance-everett-real-estate/ </link>
		<comments>http://www.everettmortgageonline.com/how-to-finance-and-refinance-everett-real-estate/ #comments</comments>
		<pubDate>Sat, 20 Feb 2010 07:36:03 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=693</guid>
		<description><![CDATA[Why Yield Spread Premiums can be a good thing for the consumer 
YSP (yield spread premium) or also called rebate is very useful tool in financing or refinancing Everett real estate. For example I just did a refinance using an FHA mortgage. I used the YSP to pay for my clients closing costs. I saved [...]]]></description>
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		<title>Everett Mortgage-Why are loan Mods so hard to get</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-why-are-loan-mods-so-hard-to-get/ </link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-why-are-loan-mods-so-hard-to-get/ #comments</comments>
		<pubDate>Tue, 16 Feb 2010 15:46:41 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=687</guid>
		<description><![CDATA[ 
Everett Real Estate May Never Recover 
 
Ever wonder why loan Mods are so hard to get? 
 
Wow, with sweetheart deals like this Everett real estate may never recover its value. If the value of homes for sale in Everett doesn’t recover then the entire economy will not recover any time soon.
Have you [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>New Appraisal Rules Lowball Homes for Sale In Everett</title>
		<link>http://www.everettmortgageonline.com/new-appraisal-rules-lowball-homes-for-sale-in-everett/ </link>
		<comments>http://www.everettmortgageonline.com/new-appraisal-rules-lowball-homes-for-sale-in-everett/ #comments</comments>
		<pubDate>Tue, 09 Feb 2010 17:43:37 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=682</guid>
		<description><![CDATA[ 
Appraisals are taken from Wrong Point of View
 
A major factor in why the market of homes for sale in Everett is so soft is the point of view of the appraisal. I think that the new HVCC appraisals will force a lowball approach to appraisals. If a willing buyer and a willing seller [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FHA Mortgage rates to Rise</title>
		<link>http://www.everettmortgageonline.com/fha-mortgage-rates-to-rise/ </link>
		<comments>http://www.everettmortgageonline.com/fha-mortgage-rates-to-rise/ #comments</comments>
		<pubDate>Mon, 08 Feb 2010 20:39:53 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>
		<category><![CDATA[VA mortgages]]></category>

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		<description><![CDATA[Everett Mortgage Expect higher Interest Rates Soon
As of March 1st expect FHA mortgage rates, VA mortgage rates, and all other long term interest rates to rise. Expect prices for homes for sale in Everett to fall. I am not Chicken Little and saying the sky is falling but there is going to be some very [...]]]></description>
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		<title>Everett Mortgage- How to find the right school</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-how-to-find-the-right-school/ </link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-how-to-find-the-right-school/ #comments</comments>
		<pubDate>Sun, 07 Feb 2010 18:50:14 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=669</guid>
		<description><![CDATA[ Some Planning will Help Find the Right School 
I had a client ask me about schools and just how to pick the right one. Schools vary so when picking a home for sale in Everett you should do some homework first if a particular school system is important.
So what is the best way to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Everett mortgage-Obama Tax Credit just hot air</title>
		<link>http://www.everettmortgageonline.com/everett-mortgage-obama-tax-credit-just-hot-air/ </link>
		<comments>http://www.everettmortgageonline.com/everett-mortgage-obama-tax-credit-just-hot-air/ #comments</comments>
		<pubDate>Sun, 07 Feb 2010 18:43:35 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[Everett real estate]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Homes for Sale Everett]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=665</guid>
		<description><![CDATA[Another Useless Idea
Will the new jobs tax credit affect Everett real estate? Will it help with homes for sale in Everett?  Will it change an FHA mortgage rate?
I am sorry Mr. President but the new credit will not help. I think this is nothing more than a publicity stunt. Unless this is truly the hand [...]]]></description>
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		<title>New FHA Mortgage Rules</title>
		<link>http://www.everettmortgageonline.com/new-fha-mortgage-rules/ </link>
		<comments>http://www.everettmortgageonline.com/new-fha-mortgage-rules/ #comments</comments>
		<pubDate>Sat, 30 Jan 2010 14:19:31 +0000</pubDate>
		<dc:creator>JAJohnson</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.everettmortgageonline.com/?p=662</guid>
		<description><![CDATA[FHA Mortgages now allow flipping
 
The FHA mortgage has now become much more useful because they will allow a new mortgage on a rehabilitated home. The term is called flipping. Buying a home and then flipping it before 90 days have elapsed. Prior to this ruling a buyer had to hold a property at least [...]]]></description>
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